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Buying your new home is an exciting experience. But without the right knowledge and guidance, it can also be a little daunting.
We make it easy for you to find just the right home loan for your needs, no matter what your credit history, home loan amount, or mortgage goals.
Start here to learn about the six easy steps to find the right home
loan:
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Select Your Loan Term
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Select Your Property Type
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Select Your Documentation Level
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Determine Your Credit Profile
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Calculate Your Loan To Value
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Apply Online Today
When you apply for a home loan, few documents are need to settle down the
loan:
Property Information:
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Type of property
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Use of property
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Address of the property
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Personal Information
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Legal name of borrower and any co-borrower's
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Social security number(s)
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Years in school
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Marital status
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Address of current primary residence (if resident for less than 2 years, provide previous address)
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Number of dependents and birth date for each dependent
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Employment information
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Income Information
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All sources and amounts of monthly income (borrower and co-borrower(s): salary, overtime, bonuses, commission, dividends, interest, retirement, and any other source of income you’d like for us to consider for repaying your loan
Current expenses (housing, alimony, child support and other balance(s) owed).
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Real estate assets owned: property address, market value, outstanding liens, rental income, and mortgage payments.
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Other assets, bank and financial institution accounts: bank/institution name(s), account type(s), and balances(s); value of bonds, stocks, life insurance policies, retirement funds, and automobiles.
Loan Information:
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Purchase price of the house you are buying
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Amount you would like to borrow
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Monthly homeowner’s dues
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Down payment amount and earnest money
Once the above information is gathered, you’re ready to apply for the loan.
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